Privacy Policy for EMI Calculator: Loan EMI


Effective Date: July 27, 2026

EMI Calculator: Loan EMI ("we," "us," or "our") operates the EMI Calculator: Loan EMI mobile application (the "Service").

This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

We collect different types of information to provide and improve our Service.

Personal Information

While using our Service, we may collect personally identifiable information, including:

  • Email address (for account creation and authentication)

  • First and last name

  • Profile pictures or uploaded images

Usage Information

We may automatically collect certain information about your device and app usage, including:

  • IP address

  • Device type and model

  • Operating system version

  • App configuration and settings

  • Date and time of use

  • Diagnostic and performance data

User-Generated Data

The Service allows you to calculate, track, and save financial information such as:

  • Loan calculations

  • Investment records

  • Business records

  • Daily streak data

This information is securely stored in your account and may be synchronized across your devices.

2. Third-Party Services

We use trusted third-party providers to help operate and improve our Service.

Firebase Services

We use Google Firebase services, including:

  • Firebase Authentication

  • Firebase Realtime Database

  • Firebase Storage

These services help us securely manage user accounts, store user data, and host profile images.

For more information, please review Google's Privacy Policy:

https://policies.google.com/privacy

Advertising

We may use advertising partners such as Google AdMob to display advertisements within the Service.

These providers may use cookies, advertising identifiers, or similar technologies to deliver relevant advertisements based on your interactions with this and other applications.

3. Data Security

We take reasonable measures to protect your information using industry-standard security practices.

Your account information is protected through Firebase Authentication, and database access is restricted to authorized users only. However, no method of electronic storage or internet transmission is completely secure, and we cannot guarantee absolute security.

4. Data Retention and Deletion

You have the right to request deletion of your personal information.

You may permanently delete your account and all associated data, including:

  • Saved loans

  • Investment records

  • Business records

  • Profile images

Account deletion can be initiated through the app settings or by contacting us via email.

Once deletion is completed, all associated data is permanently removed from our servers.

5. Links to Other Websites

Our Service may contain links to third-party websites or services.

We do not control and are not responsible for the content, privacy policies, or practices of any third-party websites. We encourage you to review their privacy policies before providing any information.

6. Children's Privacy

Our Service is not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13 years of age. If we become aware that such information has been collected without appropriate parental consent, we will promptly delete it.

Parents or guardians who believe their child has provided personal information should contact us immediately.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any changes will be posted on this page with an updated Effective Date. Continued use of the Service after changes are posted constitutes acceptance of the revised Privacy Policy.

8. Contact Us

If you have any questions, concerns, or suggestions regarding this Privacy Policy, please contact us:

Email: bytewhalesapple@gmail.com

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